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Medical Professional Liability Insurance



The new indemnity insurance schedule will commence on 1st April 2016, payment will be due in full for all new policies underwritten from April 2016.


RENEWALS: AfPP Members who have Indemnity Insurance Cover through the AfPP scheme should expect to recieve their renewal pack and details of how to renew in the first week of March 2016.


From July 2014, all registered practitioners and nurses are required, as part of their registration with the HCPC or NMC, to have appropriate insurance or indemnity in place.

HCPC Indemnity Guidance 

NMC Indemnity Guidance


One of the many benefits of being a member of AfPP is the option to apply for medical liability insurance at an additional cost to your membership. This policy is available to AfPP members only and has been sourced specifically for Theatre practitioners.


New Applications for Indemnity Insurance. PLEASE NOTE: Payment is now required in full for all new policies approved and underwritten by our insurers. We will contact you once your Propsal has been approved for payment.

PLEASE NOTE: It takes a minimum of 14 days to process your Insurance Proposal from your membership being accepted.


  • ODPs
  • Nurses
  • HCAs
  • Advanced roles (SFA)
  • Any registered theatre practitioners/nurse practitioners


Professional liability insurance protects you against allegations of malpractice. Your employer may provide cover for you, but it may not cover you in all cases, so please check with them as to the indemnity cover afforded by their scheme. If you have your own individual protection, you will have the benefit of your own representation, when needed.      

Important changes to Maternity and Obstectrics Cover

After ongoing discussions with our Underwriters and following feedback from members we are able to confirm that the exclusions on maternity and obstetrics have now been reviewed and with effect from 1 April 2015 these restrictions now solely apply to registered midwives performing midwifery services. As from 1 April 2015 cover will be afforded subject to all policy terms and conditions to perioperative practitioners who are accepted by the scheme underwriters (as listed in Underwriters Schedule A) while present during, and assisting with, the provision of maternity or obstetric services in a hospital. A full version of the policy is available on our website.

Please note the Sub:Limit exclusion for Maternity and Obstetrics cover - The Underwriters shall not be liable under this extension to pay more than £1,000,000 in the aggregate in respect of all Claims made in respect of this extension, irrespective of the level of insurance cover you have under this policy for other areas of your work.


To apply for Indemnity Insurance cover effective from 1 April 2015 onwards please print out the Proposal Form attached below, complete, date and sign and return by post to:

AfPP, 42 Freemans Way, Harrogate, HG3 1DH

Please ensure you have read all the accompanying documentation relating to the Medical Professional Liability Insurance Cover as attached at the bottom of this page

Do not send any payment with your Proposal form. We will contact you once your insurance application has been accepted to request a payment by credit/debit card or cheque.


If you wish to contact us in connection with insurance please call the membership team on 01423 881 300 or email

Please be aware that AfPP cannot give you any advice or recommendation as to whether the professional indemnity insurance offered through our scheme master policy is the correct cover for you. We can only assist with the administration by liaising with underwriters on your behalf. It is for you to decide if the cover through our scheme meets your needs and circumstances by reading all the available documents.



The cover provided via AfPP for subscribing members has been sourced from a single product provider, underwritten by The Medical Professional Liability Company Limited ("The MPLC"). It offers comprehensive Medical Professional Liability Insurance cover and is an insurance contract backed by Lloyd’s of London, which has a financial security rating of ‘A+’ (Strong) from Standard & Poors and ‘AA-’ (Very Strong) from Fitch Ratings the independent financial analysts. The MPLC is an underwriting intermediary licensed in Gibraltar by the Financial Services Commission, under licence number FSC00659B. The MPLC's insurances underwritten by certain underwriters at Lloyd's.

The Master policy cover runs yearly from 1st April to 31st March. You can apply and be considered for cover under the scheme at any point in the year irrespective of your membership renewal date and the policy premiums will be calculated pro-rata to the end of March the following year.


RCN Members - We would like to notify our members and any non-members who are members of RCN, that the RCN Scheme is not a policy of 'insurance' but rather a discretionary contractual indemnity. As of the 1st July 2014 the RCN Indemnity scheme no longer covers their members who are working for the NHS or private sector under a contract of employment.

If you would like to know more call our membership team today on 01423 881300.

The Association for Perioperative Practice is a registered charity number 118444 and a company limited by guarantee, registered in England number 6035633. AfPP Ltd is its wholly owned subsidiary company, registered in England number 3102102. The registered office for both companies is stated above. AfPP Limited is an appointed representative of Bluefin Insurance Services Limited, 5 Old Broad Street, London, EC2N 1AD which is authorised and regulated by The Financial Conduct Authority. Our FCA Reference Number is 307899.

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