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AfPP Medical Professional Liability Insurance


Who can apply?

AfPP Professional Medical Liability Insurance is a Member only scheme. The fee is in addition to your AfPP membership fee and you must maintain AfPP membership to remain covered. The Policy has been created specifically for practitioners working in and around operating theatres providing perioperative services defined as pre-operative anaesthetic care, intra-operative care and post-operative care including:

  • Theatre Nurses

  • ODPs

  • Registered Theatre Practitioners

  • Health Care Assistants

  • Theatre Support Workers

  • Advanced roles (e.g. Surgical First Assistants)

Why do I need insurance?

As part of your registration with the HCPC or NMC, all registered practitioners and nurses are required to have appropriate insurance. For more information visit the following websites:

HCPC Indemnity Guidance NMC Indemnity Guidance

Professional medical liability insurance protects you against allegations of malpractice. Your employer may provide cover for you, but it may not cover all circumstances. It’s important that you check the level of cover afforded by your employers’ scheme. With your own individual protection, you will benefit from your own representation if required.

Indemnity Limits and Premiums

Indemnity limits and premiums 1st April 2022 – 31st March 2023

Indemnity Sub Limit. The Underwriters shall not be liable under this extension to pay more than £9,000,000 in the aggregate in respect of all claims made irrespective of the level of cover you have under this policy.

The premiums include IPT Tax set by the Government.

£1 million cover = £109.20

£3 million cover = £140.52

£3 million+ cover = £270.00

Insurance prices include IPT tax of 12% and a non-refundable AfPP administration fee of £9.00.

How to Apply

You can apply here.




Payment is required in full by Credit/Debit card. Payment must be made on the insurance portal.

If you have any queries, please contact the Membership Team on 01423 881 300.

9am – 5pm Monday to Thursday

9am – 5pm Friday


Further Information

Please be aware that AfPP cannot give you any advice or recommendation as to whether the Professional Indemnity Insurance offered through our scheme master policy is the correct cover for you. We can only assist with the administration by liaising with underwriters on your behalf. It is for you to decide if the cover through our scheme meets your needs and circumstances by reading all the available documents below and then applying for cover by completing a renewal application online via the AfPP Insurance Portal, where on completion and acceptance by underwriters cover with be confirmed to you.

The cover provided via AfPP for subscribing members has been sourced from a single product provider, underwritten by The Medical Professional Liability Company Limited ("The MPLC"). It offers comprehensive Medical Professional Liability Insurance cover and is an insurance contract backed by Lloyd’s of London, which has a financial security rating of ‘A+’ (Strong) from Standard & Poors and ‘AA-’ (Very Strong) from Fitch Ratings the independent financial analysts. The MPLC is an underwriting intermediary licensed in Gibraltar by the Financial Services Commission, under licence number FSC00659B. The MPLC's insurances underwritten by certain underwriters at Lloyd's. The Master Policy cover runs yearly from 1 April to 31 March.

The Association for Perioperative Practice is a registered charity number 118444 and a company limited by guarantee, registered in England number 6035633. AfPP Ltd is its wholly owned subsidiary company, registered in England number 3102102.

AfPP Ltd is an Appointed Representative of Marsh Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) for General Insurance under Firm Registration Number 307511. Not all products and services are regulated by the FCA.

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