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AfPP Medical Professional Liability Insurance

 

THE RENEWAL PERIOD IS NOW CLOSED

NEW APPLICANTS

All NEW Applications for Indemnity Insurance will have a start date from 1 April 2018 onwards, payment will be due in full for all new policies underwritten from 1 April onwards. New applicants can apply part way through the year and will pay on a pro-rata basis for cover.

Accessing the Portal will take you from the AfPP website to the MPLC Ltd website and the AfPP Insurance Portal were you can complete the Proposal form to apply for indemnity insurance

Please note: AfPP Indemnity Insurance is a members-only scheme and you will need to maintain AfPP membership during the course of the insurance period.

Who can apply for insurance?

One of the many benefits of being a member of AfPP is the option to apply for medical liability insurance at an additional cost to your membership. This policy is available to AfPP members only and has been sourced specifically for practitioners working in or around operating theatres, including:

  • Theatre Nurses
  • ODPs
  • Registered Theatre Practitioners
  • HCAs
  • TSWs
  • Advanced roles (e.g. Surgical First Assistants)

Why do I need it?

From July 2014, all registered practitioners and nurses are required, as part of their registration with the HCPC or NMC, to have appropriate insurance or indemnity in place, for more information visit the following websites:

HCPC Indemnity Guidance     NMC Indemnity Guidance

Professional liability insurance protects you against allegations of malpractice. Your employer may provide cover for you, but it may not cover you in all cases, so please check with them as to the indemnity cover afforded by their scheme. If you have your own individual protection, you will have the benefit of your own representation, when needed.

Applications for Insurance Cover

Applications for indemnity insurance have to be made via the online Insurance Portal. You have to be a member of AfPP to apply and clicking the link below takes you through to the members' area.

Please ensure that you have read all the accompanying information relating to Medical Professional Liability Insurance Cover on these pages and in the documents at the bottom of this page.

 

Indemnity Limits and Premiums

The Indemnity limits (subject to the Sub Limit note), Premiums and charges for the Period 1 April 2018 to 31 March 2019 are detailed below.

Maternity and Obstetrics Cover

With effect from 1 April 2015 exclusions on maternity and obstetrics now solely apply to registered midwives performing midwifery services. As from 1 April 2015 cover will be afforded subject to all policy terms and conditions to perioperative practitioners who are accepted by the scheme underwriters (as listed in Underwriters Schedule A) while present during, and assisting with, the provision of maternity or obstetric services in a hospital. A full version of the policy is available on our website.

Indemnity Sub Limit. The Underwriters shall not be liable under this extension to pay more than £1,000,000 in the aggregate in respect of all Claims made in respect of this element of cover, irrespective of the level of insurance cover you have under this policy in other areas of your work.

The premiums reflect the increase in IPT Tax to 12% by the Government in June 2017. The amounts below also include a non-refundable administration fee of £7.00 that AfPP has needed to charge to assist with the costs of administering this insurance scheme for our members.

£1 million cover  = £85.80

£3 million cover = £110.40

£3 million+ cover = £212.40

+ for practitioners working directly for and/or on behalf of, and who are paid directly by any medical practitioners/surgeons/consultants

For your information, a full breakdown of the Premiums and all charges are provided at the bottom of this page

Does the scheme cover work outside the perioperative environment?

The AfPP Indemnity Insurance scheme is restricted to perioperative practitioners who are AfPP members and who provide perioperative services defined as pre-operative anaesthetic care, intra-operative care and post-operative care.

Payment

Payment is required in full by Credit/Debit card.

Please read the documents attached to this page for important information, on the application process, the insurance cover on offer, as well as premiums and payment terms.

If you wish to discuss the matter or have any other queries, please contact the membership team on 01423 881 300. We are open from 8am – 5.30pm Monday to Thursday and from 8am – 5.00pm on Friday.  Email: insurance@afpp.org.uk

Further Information

Please be aware that AfPP cannot give you any advice or recommendation as to whether the Professional Indemnity Insurance offered through our scheme master policy is the correct cover for you. We can only assist with the administration by liaising with underwriters on your behalf. It is for you to decide if the cover through our scheme meets your needs and circumstances by reading all the available documents below and then applying for cover by completing a renewal application online via the AfPP Insurance Portal, where on completion and acceptance by underwriters cover with be confirmed to you. 

The cover provided via AfPP for subscribing members has been sourced from a single product provider, underwritten by The Medical Professional Liability Company Limited ("The MPLC"). It offers comprehensive Medical Professional Liability Insurance cover and is an insurance contract backed by Lloyd’s of London, which has a financial security rating of ‘A+’ (Strong) from Standard & Poors and ‘AA-’ (Very Strong) from Fitch Ratings the independent financial analysts. The MPLC is an underwriting intermediary licensed in Gibraltar by the Financial Services Commission, under licence number FSC00659B. The MPLC's insurances underwritten by certain underwriters at Lloyd's. The Master Policy cover runs yearly from the 1 April to 31 March. 

The Association for Perioperative Practice is a registered charity number 1118444 and a company limited by guarantee, registered in England number 6035633.AfPP Ltd is a wholly owned subsidiary company, registered in England number 3102102.

AfPP limited is an appointed representative of Jelf Insurance Brokers Limited, registered office: Hillside Court, Bowling Hill, Chipping Sodbury, Bristol BS37 6JX, registered in England and Wales number 00837227. Jelf Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority (FCA) with FCA reference number 302751.

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